Commercial Auto Insurance for Businesses That Drive
If your business owns, leases, rents, or uses vehicles for work, your personal auto policy probably isn't enough.
Why It Matters
Personal auto insurance is built for personal use. It is usually not designed for business vehicle use, and it may exclude or limit coverage the moment a vehicle is used for work. Commercial auto insurance closes that gap, and it's important for any business that owns, leases, rents, or otherwise uses vehicles in its operations.
Contractors with work trucks or vans
Contractors with work trucks or vans
Sales teams or field representatives
Delivery or courier operations
Businesses transporting equipment, employees, or goods
Coverage Points
Liability
Covers damage or injury you cause to others while operating a covered vehicle for business.
Collision
Covers damage to your own vehicle from an accident, regardless of fault.
Comprehensive
Covers non-collision damage such as theft, vandalism, or weather.
Uninsured / Underinsured Motorist
Protects you if you're hit by a driver with no insurance or not enough insurance.
Medical Payments (where applicable)
Helps cover medical costs for you and your passengers after an accident.
Hired and Non-Owned Auto Liability
This is liability-focused coverage for situations where rented vehicles or employee-owned vehicles are used for business purposes. It is not blanket coverage for employee vehicles, and it's important to understand exactly what it does and doesn't cover.
Experienced Agents You Can Trust
At Synergy Insurance Group, we understand that every business is unique, and so are its insurance needs. Our commercial auto insurance is tailored to protect your business vehicles and ensure your operations run smoothly. Whether you're a contractor with specialized vehicles or a delivery service on the go, we have the right coverage options to keep you secure on the road. Our experienced agents are dedicated to finding the perfect policy that fits your business model and budget. Don't leave your business exposed; let us help you safeguard your assets and provide peace of mind. Reach out today and discover how we can support your business with comprehensive coverage designed for your specific needs.
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At Synergy Insurance Group, we believe in providing tailored solutions for your unique business needs.
Transportation Operations Callout
If your business is trucking, NEMT, charter, taxi/livery, or school transportation, your commercial auto needs are more specialized. Visit our Transportation Insurance page or Transportation Insurance Professionals for guidance built specifically for those operations.
Put You & Your Family in Good Hands
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At Synergy Insurance Group, our mission is to serve you and your insurance needs to the best of our ability every day. We strive to help our clients and community to protect what matters most to them.