Home Insurance to Protect Your Biggest Investment
Serving homeowners in Red Wing, MN and across Wisconsin — let's make sure you're covered the right way.
Overview
Your home is likely your most valuable asset, and a homeowners policy is the foundation of protecting it. But not all policies are the same — coverage options, limits, and exclusions vary, and a quick review can make a real difference when you need to file a claim.
Coverage Areas
Dwelling & Structure
Covers damage to the physical structure of your home from covered events such as fire, wind, hail, and more.
Personal Liability
Covers you if someone is injured on your property and you are found liable. For higher asset protection, a personal umbrella policy can provide additional limits on top of your homeowners policy.
Additional Living Expenses
If your home becomes uninhabitable after a covered loss, this helps pay for temporary housing and related costs while repairs are made.
Water Backup (Sewer & Drain)
Standard policies often exclude backup of sewers and drains. This is an important endorsement to discuss — water damage from backup is more common than most homeowners realize.
Flood Insurance
Your homeowners policy does not cover flood damage. If your home has any flood exposure — even if you don't live near water — a separate flood policy through the National Flood Insurance Program (NFIP) or a private carrier is worth discussing.
Put You & Your Family in Good Hands
Get In Touch
At Synergy Insurance Group, our mission is to serve you and your insurance needs to the best of our ability every day. We strive to help our clients and community to protect what matters most to them.